CMS Risk & Insurance Consulting offers the flexibility to choose between specific risk management services and our full service risk management solution.
Our services include:
Insurance Policy Audit Services
- Complete exposure analysis to determine risks of financial loss from all properties and operations.
- Complete analysis of all insurance policies or non-insurance techniques.
- Where appropriate, recommend modifications or additional coverages for specific exposures or gaps in coverage.
- Review and recommend any cost-saving alternatives to insurance.
- Develop customized marketing specifications to maximize premium savings from insurance companies.
- Serve as Client advocate with insurance brokers and insurance companies.
Contract Risk Analysis & Risk Transfer Services
- Review all existing and new Client contracts and leases analyzing indemnification and provisions to eliminate adverse wording.
- Develop insurance requirements and implement a certificate of insurance program for Client’s Suppliers and Contractors.
Loss Prevention Services
- Analyze claim history and make recommendations to assist the Client in reducing both the magnitude and frequency of claims.
- Conduct Safety Inspections and make recommendations for Loss Prevention and Loss Control Activities.
- Review internal processes for claim reporting and OSHA record keeping. Facilitate Safety Training programs.