Our Services

CMS Risk & Insurance Consulting offers the flexibility to choose between specific risk management services and our full service risk management solution.

Our services include:

Insurance Policy Audit Services

  • Complete exposure analysis to determine risks of financial loss from all properties and operations.
  • Complete analysis of all insurance policies or non-insurance techniques.
  • Where appropriate, recommend modifications or additional coverages for specific exposures or gaps in coverage.
  • Review and recommend any cost-saving alternatives to insurance.
  • Develop customized marketing specifications to maximize premium savings from insurance companies.
  • Serve as Client advocate with insurance brokers and insurance companies.

Contract Risk Analysis & Risk Transfer Services

  • Review all existing and new Client contracts and leases analyzing indemnification and provisions to eliminate adverse wording.
  • Develop insurance requirements and implement a certificate of insurance program for Client’s Suppliers and Contractors.

Loss Prevention Services

  • Analyze claim history and make recommendations to assist the Client in reducing both the magnitude and frequency of claims.
  • Conduct Safety Inspections and make recommendations for Loss Prevention and Loss Control Activities.
  • Review internal processes for claim reporting and OSHA record keeping. Facilitate Safety Training programs.